Question 1

Do I need dive insurance to scuba dive in Costa Rica?

Accepted Answer

Yes, we highly recommend that all divers have valid dive insurance before entering the water.
Most standard travel insurance policies do not cover diving-related incidents, such as decompression sickness or emergency evacuation.

At Rich Coast Diving, your safety is always our top priority. We dive in small groups (maximum 4 divers per instructor), often with a Divemaster in training assisting. In over 30 years of operation, we’ve proudly maintained an excellent safety record — but being prepared is key.

Having dive insurance ensures that, in the unlikely event of an emergency, you’ll have access to professional medical care, evacuation, and specialized support without financial stress.

We recommend coverage through our trusted partners DiveAssure and DAN World — both known for reliable, worldwide dive insurance and medical assistance.

Question 2

What does dive accident insurance cover?

Accepted Answer

Dive accident insurance is designed specifically for scuba divers and typically covers:

Treatment for dive-related injuries (e.g., decompression sickness)
Emergency medical evacuation and hyperbaric chamber care
Medical expenses not covered by standard insurance
Lost or damaged dive equipment
Optional trip cancellation or interruption coverage

You can choose between:
Daily coverage – perfect for short-term visitors or students diving with us (starting from $19 USD/day).
Annual coverage – ideal if you dive regularly or plan multiple trips during the year.

To sign up, visit DiveAssure or DAN World directly. Once enrolled, you’ll receive an insurance confirmation and policy by email.

Question 3

Is dive insurance really worth it?

Accepted Answer

Absolutely. Dive insurance offers peace of mind and financial protection. Even though diving is statistically very safe, treatment for dive-related injuries — especially those requiring evacuation or hyperbaric therapy — can be extremely expensive.

For example, an emergency evacuation in Costa Rica can cost thousands of dollars. Having dive insurance ensures you get immediate care without worrying about payment or logistics.

Beyond medical coverage, many dive insurance plans include:
Trip cancellations or delays
Lost or damaged equipment
Personal liability protection

Even if you dive occasionally, dive insurance is a smart investment to make your underwater adventures worry-free.

Question 4

Who are DiveAssure and DAN World?

Accepted Answer

DiveAssure
Founded in 1999, DiveAssure provides specialized diving insurance and medical assistance programs tailored for recreational and professional divers. Their flexible plans cover both local dives and international dive travel.

DAN World (Divers Alert Network)
DAN is the world’s leading dive safety organization, supporting divers for over 40 years through research, education, emergency assistance, and medical services. Divers around the world trust DAN for reliable global coverage and expert response in diving emergencies.

Question 5

Do I need dive insurance for my scuba course?

Accepted Answer

Yes — we strongly recommend (and often require) dive insurance for anyone joining a scuba diving course with us.

While training, you’ll be learning new skills and practicing in real dive conditions. Even though scuba diving is safe when taught correctly, unexpected situations such as ear issues, equalization problems, or minor injuries can occur.

Dive insurance provides coverage for:
Medical treatment and emergency evacuation
Equipment loss or damage
Accidents during confined or open water training

When you book your course with Rich Coast Diving, we can easily help you obtain coverage through DiveAssure or DAN World so you’re protected from day one.

Question 6

Can I purchase dive insurance directly through Rich Coast Diving?

Accepted Answer

You can purchase your dive insurance for Costa Rica quickly and securely through DiveAssure or DAN World. Just follow the links on this page — the process takes less than a minute, and you’ll receive your insurance policy and confirmation by email immediately.

If you plan to dive frequently or join a longer internship, we recommend applying for an annual plan through our partners for full-year coverage.

Question 7

Does my regular travel or health insurance cover scuba diving?

Accepted Answer

In most cases, no. Many standard travel or health insurance policies exclude scuba diving or limit coverage to shallow recreational dives.

To ensure full protection — especially if you’re diving deeper or joining specialty trips like Bull Shark Diving or Manta Ray Diving — dive-specific insurance is essential.

Question 8

Why choose DiveAssure or DAN World over regular insurance?

Accepted Answer

Both DiveAssure and DAN World specialize in diving medicine and evacuation logistics, which means:

24/7 access to dive medical experts
Coordination with hyperbaric chambers and local emergency services
Worldwide coverage for both local dives and international trips

With these providers, you can dive anywhere in Costa Rica (and beyond) with confidence knowing that professionals are ready to help if needed.

Purchase Your Dive Insurance
in Costa Rica

Peace of Mind for Divers & Travelers

Are you Protected ?

Price

$ 19 USD / Day

Are You Covered?

Frequently Asked Questions

Do I need dive insurance to scuba dive in Costa Rica?

What does dive accident insurance cover?

Is dive insurance really worth it?

Who are DiveAssure and DAN World?

Do I need dive insurance for my scuba course?

Can I purchase dive insurance directly through Rich Coast Diving?

Does my regular travel or health insurance cover scuba diving?

Why choose DiveAssure or DAN World over regular insurance?

Be Prepared and Become a
Rescue Diver

Purchase Your Dive Insurance in Costa Rica

Peace of Mind for Divers & Travelers

Are you Protected ?

Price

$ 19 USD / Day

Are You Covered?

Frequently Asked Questions

Do I need dive insurance to scuba dive in Costa Rica?

What does dive accident insurance cover?

Is dive insurance really worth it?

Who are DiveAssure and DAN World?

Do I need dive insurance for my scuba course?

Can I purchase dive insurance directly through Rich Coast Diving?

Does my regular travel or health insurance cover scuba diving?

Why choose DiveAssure or DAN World over regular insurance?

Be Prepared and Become a Rescue Diver

Purchase Your Dive Insurance
in Costa Rica

Be Prepared and Become a
Rescue Diver